Business Funding

Secure funding to help take your business to the next level

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How Business Funding Loans Can Work for You

Whether you run a large contracting company or a small retail shop, your business will probably need more capital at some point. Slow periods can deplete cash flow while periods of growth may give you access to time-sensitive expansion opportunities. In order to meet these business challenges and opportunities, access to small business funding is crucial.

Get Funds Fast icon

Get Funds Fast

  • Traditional lenders may take weeks to approve your loan and send your funds
  • National Funding delivers quick funding for approved applications
Any Industry icon

Any Industry

  • We have business funding and equipment financing for almost any industry
  • Get loan repayment terms that help you manage cash flow through the busy and slow seasons of your industry
Pay for the Unexpected icon

Pay for the Unexpected

  • Use loan funds to pay a sudden repair bill for your office equipment
  • Cover the cost of an unusually high tax bill or incoming vendor invoice
Cover Regular Costs icon

Cover Regular Costs

  • Business funding can be used to replenish working capital for everyday expenses
  • Keep your business running smoothly and use your loan to pay rent, utilities and payroll

How to Apply

We make it easy to apply for business funding.

How Does Small Business Funding Work?

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Helpful Loan Guidance

Helpful Loan Guidance

A Funding Specialist will contact you to help you choose the right business financing option.

Quick Decision, Fast Funding

Quick Decision, Fast Funding

You could be approved, and funds deposited into your account, in as little as 24 hours.1

What Customers Are Saying

Smyth Electrical Services - Craig Hart's Story

Craig Hart, Owner

Smyth Electrical Services

As the business entered a period of expansion, having the reliability of available cash was critical to alleviating the stresses that growth can cause. Being able to rely on National Funding’s small business loans was the peace of mind that help the head of this small business rest easy.

Why National Funding?

We Know Your Business

We Know Your Business

With over 20 years of experience, we’ve supported all types of business owners

Simple, Fast Application Process

Simple, Fast Application Process

No-cost, no-obligation application and funding with a quick turn-around.1

A Trusted Lending Partner

A Trusted Lending Partner

Supporting 75,000+ businesses nationwide with over $4.5 billion in funding.

Dedicated Funding Specialists

Dedicated Funding Specialists

Our Funding Specialists care about your success and guide you to the right loan to get the funds you need.

High Approval Rates

High Approval Rates

Even if you’ve been turned down elsewhere, there’s still a great chance we can get you the business capital.

Hassle-Free Payments

Hassle-Free Payments

We provide fixed terms and set up simple, automatic payments3

Small Business Funding Resources

Many business owners secure business start up funding and think the hardest part is over. However, most businesses find they need less money to start and their real time of need comes a few years into running a business. We put together these top resources to help you learn more about funding your business once the startup phase is over.

Choosing a Business Loan

Choosing a Business Loan

There are a lot of options when it comes to business financing. We break down each type of business loan and weigh the pros and cons. Use this guide to get everything you need to know about picking a business loan.

The 6-Step Business Contingency Plan to Prep for a Recession

Unfortunately, economic downturns are a part of life. The best way to keep your business running strong through a recession is to plan ahead when times are good. Find out how you can set your business up for success in the event of a recession with this 6-step plan.

Small Business Grants vs. Small Business Loans: What to Consider

Small Business Grants vs. Small Business Loans: What to Consider

A business grant gives you money for your business that you never have to pay back. Sound too good to be true? It might be, as grants are difficult to secure. See how a business loan may be a smarter choice than chasing the dream of a grant.

FAQ: Business Funding

Finding the right business loan or financing solution isn’t always easy. There are so many things to consider, it can be overwhelming. We want to help you make a little more sense of your funding options by answering some of your biggest questions.

How do I get my business funded?
Getting additional small business funding is easy with an alternative lender like National Funding. Simply fill out our short online application and provide 3 months of bank statements to get started. We’ll contact you to learn more about your needs and tailor a financing solution to your business.
What are the types of business funding?
Funding comes in many shapes and sizes, but the most common options include:
• Business loans
• Business credit cards or a line of credit
• Business grants
• Loans from personal contacts like friends or family
• Capital investments from outside investors
A business loan usually offers the best combination of borrowing risk to ease of approval.
How can I get funding for my business with bad credit?
It might seem impossible to get funding for a business if you have bad credit. Luckily, National Funding has small business funding options for all types of borrowers. We’ll work with you to customize a financing solution that’s tailored to your business and financial situation.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.


Trustpilot rates 4.5 out of 5

Based on 1,555 Reviews

Trustpilot rates 5 out of 5May 03

Extremely professional 5 star service

Extremely profesional 5 star service The executive Darren Aliff Super professional and very kind. Good job!!

Eduardo Torbay

Trustpilot rates 5 out of 5Apr 27

Awesome funding source

Awesome funding source. Prompt, courteous and very reasonable rate. We will be using your services again.

Anita Loyd

Trustpilot rates 5 out of 5Feb 21

Darren Aliff made our process very easy

Darren Aliff made our process very easy & smooth. We went over everything & the company gave us the best terms.

Yami Cabrera

Trustpilot rates 5 out of 5Jan 25

Absolutely the best service

Absolutely the best service. Ashley Witte was amazing and we see ourselves returning to use her services when we expand.

CoffeeLab Evanston