Business Loans for Women

Providing loans for women business owners and female entrepreneurs

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The Power of Women-Owned Businesses

Women are a driving force for the success of the nation’s economy. But we don’t have to tell you that. Forty percent of businesses in the United States are owned by women, this is a 114 percent increase since 2000. And between 2014 and 2019, the number of women-owned businesses increased 21%, while total businesses increased only 9%, showing that women are taking the economy by storm.

These female-owned businesses generate trillions of dollars per year and provide thousands of jobs in the United States. Unfortunately, even though the number of women-owned businesses has drastically increased over the last twenty years, and continue to prove their worth, women are still less likely to be approved for a business loan than their male counterparts. According to the Boston Consulting Group, even though women are provided significantly lower funding, they generated 10% more revenue and delivered more than twice as much revenue per dollar invested over a 5 year period.

Here at National Funding, we understand the importance of female-owned businesses and the key role in helping the nation’s economy flourish. That is why we proudly support women-owned businesses by providing business funding solutions to help women sustain and grow their businesses. We are here to help you fund the future of your company with small business loans for women, simply apply today to see if you qualify for our business loan options.

How Small Business Loans for Women Work for You

At National Funding, we know that small business loans for women are not a one-size-fits-all affair. Every business has a different strategy, needs different resources, and cares for their customers in a unique way. What may work for one woman-owned business may not be the ideal fit for another. From small business working capital loans to equipment financing, female business owners can rest easy knowing we have a product designed to fit their personal business needs. We offer small business funding loans for women who are ready to take their business to the next level.

Fewer Restrictions than Traditional Lenders icon

Fewer Restrictions than Traditional Lenders

  • We offer business loans for women who might not meet the strict requirements of a traditional lender
  • Even with less than perfect credit, you may still qualify for business funding for woman-owned businesses
Hassle-free Loan Application Process icon

Hassle-free Loan Application Process

  • Our online application takes just a few minutes to complete, as opposed to a lengthy paper application
  • If approved, small business loans for women can be funded in as little as 24 hours
Customized Business Loans for Women icon

Customized Business Loans for Women

  • Funding Specialists start by having a conversation with you to learn more about you and your business
  • We’ll help you create a business loan that’s tailored to the unique needs of your business
Get the Capital You Need icon

Get the Capital You Need

  • Business loans for women can be used to fund hiring new employees and purchasing inventory
  • A small business loan can help you with operational expenses, including utility bills and licensing fees

Small Business Loans for Women

Small Business Loans icon

Small Business Loans

Secure working capital for inventory, payroll, marketing, taxes and more.

$5,000 to $500,000

Equipment Financing and Leasing icon

Equipment Financing and Leasing

Business lending options to purchase or lease new or used equipment.

Up to $150,000

How to Apply

How do business loans for women work? Applying for small business loans for women has never been easier.
How to Apply steps

What Customers Are Saying

JoChas Moving & Delivery - Joann Johnson's Story

Joann Johnson, Owner

JoChas Moving & Delivery

When a family of former NFL players wanted to move its business to the big leagues, they wanted a funding partner that provided a caring, personalized approach to small business financing. They turned to National Funding to help kick off their growth, and have had a “special” partnership ever since.

Why National Funding?

National Funding’s business loans for women have been streamlined to make the application and funding process as straightforward as possible. Our easy application and approval process on business loans for women empower the female business owner. Together with our flexible repayment options and willingness to work with business owners who may have less than perfect credit, procuring the cash you need just got easier.

We Know Women-Owned Businesses

We Know Women-Owned Businesses

xperience supporting woman business owners

Trusted by Businesses Like Yours

Trusted by Businesses Like Yours

Over $4.5 billion in funding to more than 75,000 businesses nationwide

Personalized Experience

Personalized Experience

Lending solutions and payment options tailored to your specific needs

Fast & Easy Application Process

Fast & Easy Application Process

No-cost, no-obligation application with funding in as few as 24 hours1

Funding Specialists Who Care

Funding Specialists Who Care

Experienced Funding Specialists help you make the right decision

Worry-Free Lending

Worry-Free Lending

No collateral requirements, plus simple, automatic payments3

Resources for Women Owned Businesses

As a female entrepreneur, you know there are many challenges that come with running a successful small business. You also know how good it feels to see your business dreams become a reality. At National Funding, we want to see you succeed and help you along the path to success by providing the best business loans for women. Check out some of the resources below for useful tips on running and funding a woman-owned business.

Training and Funding Resources for Women Small Business Owners

Training and Funding Resources for Women Small Business Owners

Women are more likely to launch a business than men, but men are more likely to be awarded a larger business loan. Luckily, there are alternative lending solutions for funding small business loans for women. Check out this post to see helpful resources women business owners can use to finance their businesses.


Funding Small Businesses for Women: How Two Owners Defy the Odds

Meet Cheryl Dailey and Joann Johnson, two successful women business owners. Each of these women has secured small business loans to finance the growth and expansion of their businesses. Read more about their success with loans for women and how they used alternative lending options to reach their business goals.


FAQ: Small Business Loans for Women

Securing the financing you need for your woman-owned business can be downright difficult. The fear of having your application denied is enough to worry any business owner. You probably have questions about small business loans for women and how to get one. We’ve compiled some of the most common questions asked by women small business owners to help answer what’s on your mind.

Is it hard to get small business loans for women?
No! Funding your business growth doesn’t have to be difficult. With a loan for woman-owned business from an alternative lender, like National Funding, you won’t have to worry about a long application process. You can even have your business loan financed in as few as 24 hours1.
Can I get small business loans for women with bad personal credit?
While many traditional lenders such as banks may not approve business loans for women with less than ideal credit, alternative lenders have the ability to be more lenient. We understand your current credit score does not represent your capability to succeed. If your credit is not where you’d like it to be, using an alternative lender may be a great option to finance your business needs.
How do female entrepreneurs get a loan?
When it comes to traditional lenders, women in business can have a hard time getting the financial support they need and deserve. With our easy online application, you can submit your information for a woman’s small business loan within minutes. If approved, your small business can receive the needed financing in as little as 24 hours1.
When should I get a small business loan for women?
Female entrepreneurs work just as hard as their male counterparts, but don’t always get the respect they warrant. This can result in a lack of support in the initial or growth stages of any business. Women should feel comfortable taking on a loan when the funding can support business expenses or expansion. Whether it is a slow season or you’d like to double your workforce, business loans for women can allow women-owned businesses to keep a strong cash flow, cover payroll, upgrade business equipment, open new locations, secure more inventory, and so much more. If you feel your business needs funding that will allow for success and paying back the loan quickly, then there is no better time to apply.
Are there SBA loans for women?
Generally, there are no SBA loans for women specifically. However, the SBA offers women business owners funding resources through the Office of Women’s Business Ownership. This Office helps female entrepreneurs with SBA coordinated program such as business training, counseling and more.
How do I qualify for small business loans for women?
Qualifying for a loan for woman-owned business through an alternative lender is easier than ever before. Where you may have to have excellent credit and high profits to qualify for a traditional business loan, alternative lenders can usually offer customized financing for your unique situation.

Ratings & Reviews

We are very proud of what our customers are saying on TrustPilot.

Excellent

Trustpilot rates 4.5 out of 5

Based on 1,555 Reviews

Trustpilot rates 5 out of 5May 03

Extremely professional 5 star service

Extremely profesional 5 star service The executive Darren Aliff Super professional and very kind. Good job!!

Eduardo Torbay

Trustpilot rates 5 out of 5Apr 27

Awesome funding source

Awesome funding source. Prompt, courteous and very reasonable rate. We will be using your services again.

Anita Loyd

Trustpilot rates 5 out of 5Feb 21

Darren Aliff made our process very easy

Darren Aliff made our process very easy & smooth. We went over everything & the company gave us the best terms.

Yami Cabrera

Trustpilot rates 5 out of 5Jan 25

Absolutely the best service

Absolutely the best service. Ashley Witte was amazing and we see ourselves returning to use her services when we expand.

CoffeeLab Evanston